John Lloyd BA(Hons)LAW, CeMAP, MBA
John is well qualified to support InvestToRent through his experience, knowledge and his contacts. He has demonstrated considerable success working in the mortgage industry, with home builders and, in residential property for over 30 years. He joined Halifax Building Society with a law degree in 1982. He worked across the branch network before being appointed assistant manager in Edinburgh. Here he headed the administration of 100 staff across three branches. In 1988 was appointed area business development manager for Greater Manchester. He was later seconded as area manager for South Manchester before working at Head office with the McKinsey Consultants. Here, he conceived and headed the project to establish the Halifax new build operation. Taking advantage of national builder contacts at board level, he established his own dedicated new build mortgage brokerage in 1995. By the year 2000, the company was one of the largest independent new homes brokerage in the north of the UK handling a quarter of a billion of mortgage business a year. By this stage the company had expanded to handle commercial lending and residential sub-prime. His company was subject to an international buy out-bid from USA home builder which was seeking to gain a foothold in the UK. The events of September 11th caused the Americans to withdraw from the UK market and their UK Chairman, Stewart Basely, took up the position of Chair of the Home Builders Federation. Stewart remains in the post and remains Johns' strongest contact within the UK building industry.
Following the credit crunch and recession in 2008, John completed an MBA. He designed point of sale soft-ware for major builders such as Persimmon and secured investment to facilitate major projects such as sale & leaseback of Barratt show homes. John now heads Property Gateway a specialist part exchange operation for leading home builders such as Persimmon Homes.